Mamdani's War on New York Homeowners

00:00:03 Speaker 1: My name is Charlie Kirk. I run the largest pro American student organization in the country, fighting for the future of our republic. My call is to fight evil and to proclaim truth. If the most important thing for you is just feeling good, you're gonna end up miserable. But if the most important thing is doing good, you'll end up purposeful. College is a scam, everybody. You got to stop sending your kids to college. You should get married as young as possible and have as many kids as possible. Go start at turning point, you would say college chapter. Go start aturning point youould say high school chapter. Go find out how your church can get involved. Sign up and become an activist. I gave my life to the Lord in fifth grade, most important decision I ever made in my life, and I encourage you to do the same. Here I am. 00:00:46 Speaker 2: Lord, Use me. 00:00:48 Speaker 1: Buckle up, everybody, Here we go. The Charlie Kirk Show is proudly sponsored by Preserved Gold, leading gold and silver experts and the only precious metals company. I recommend to my family, friends and viewers. 00:01:09 Speaker 3: All right, welcome back. Hour two of The Charlie Kirk Show is underway. Excited about our next guest. Never had her on before, but I have followed her writings for a long time, and that guest is Kirsten Fleming. Features calumnists at the New York Post. Welcome to the show, Kirsten, honored to have. 00:01:24 Speaker 4: You wed soles wins. 00:01:28 Speaker 2: I don't. 00:01:28 Speaker 4: I don't like. I actually wash it off. It's like a kind of personal wirk of I know, most people don't. I do. I take I think. I think always about the Gospel of Matthew, where it says when you are fasting, wash your face, and most people don't. This is eccentricity of mine. But it's a thing about mine. A solemn ash win, I would say, a solemn ash period. 00:01:52 Speaker 2: Actually I had it. 00:01:53 Speaker 3: I had made a note to bring it up at the top of the show, and and I missed it. 00:01:57 Speaker 2: So I'm glad that we got reminded. Here. 00:02:00 Speaker 3: There is so much going on in the city of New York, and yesterday Mom Donnie made a lot of news. Let's go ahead and just start with some of this and I'll get your reaction on the other side. Oh here they are, okay, So he said, we're forced to raid our rainy day fund. Four Oh, seven. 00:02:19 Speaker 5: In order to get to this point of closing the gap on both this fiscal year and the next fiscal year, we are forced to raid the Rainy Day Fund, the retiree health Benefits Trust Reserve, and to increase property taxes across these other years. 00:02:33 Speaker 4: Yikes, he's very casual while with that. Oh, we're raiding the rainy day fund, which is it a rainy day? No, it's just the start of his. 00:02:41 Speaker 2: So, yeah, Kirsten, how do we get here? And what is he really saying? What's the truth? 00:02:47 Speaker 3: Is he spending like a drunken sailor or is this all make perfect sense to you? 00:02:51 Speaker 6: He wants to spend like a drunken sailor for sure. I mean, look, it's he We're month and a half into his administration and the balloon is already off the rows, the smiles off the socialist. This is what he is doing. He is to put this the best way possible, as our front pages is the best stick them up. He is trying to force Kathy hocheleshand to try and make her come up with the kaish by taxing the rich. That's what this is. 00:03:19 Speaker 3: Yeah, Okay, so there is this backstory behind this, right, So Kathy Hochel is in New York terms, not to all of us out in the real world out here, but in New York terms, she's considered sort of more to the center, a centrist Democrat, and she's saying that these are off the table. We're not going to raise property taxes because well, property taxes Zorn can do all on his own, but the wealth tax he would need Kathy's help, Hokal's help to do. But she's already given him one point five billion from the rest of the state and injected it into the city's budget, which, by the way, Kirsten, is one hundred and twenty seven billion dollars. The entire budget of the state of Florida is one hundred and seventeen So, like the maths don't math up for me here. Now, Mayor Adams is saying that he left a fund of nine billion behind, and mom Donnie saying that's not true. And so what's the truth there, and what do New Yorkers make of the rest of the state having to subsidize the city? 00:04:17 Speaker 6: Well, I mean, I can't say with Adams. I mean, he had some wasteful stuff going on. But the idea is if you do have waste and you have issues going on, you cut spending, you don't keep promising like he's Oprah. He's like you get more, you get more, and he's like putting more into the freebies, the incentives, and he wants, like you know, in terms of he's always advertising, even to migrants, like he wants to shell out way more money for migrants. He wants to shell out all of this money for things that we don't need. He wants to increase the spending that we're going to be giving to each public school student, decrease the class size, all of these things where it's like, buddy, why don't we start cutting some of the fat, because we got a lot of fat in this place. So that's really what what it comes down to. He is unwilling to make compromise and he just wants his way and he wants his DSA agenda. 00:05:06 Speaker 3: Well, this is what's crazy about this. It almost feels like he's holding Kathy Hokel hostage. 00:05:13 Speaker 6: Yeah, that's exactly like I said, this is like the great. 00:05:17 Speaker 2: Yes, perfect, yes exactly. 00:05:19 Speaker 7: Yeah. 00:05:19 Speaker 6: Well here's like this is to force her hand. 00:05:22 Speaker 3: And he's trying to use his social media savvy his the energy of the activist far left base to really hem her in, and she's trying to say, like, it's fine, we'll figure it out, we'll figure it out, trying to keep the pressure off. But I think this clip spells it out really well. 00:05:36 Speaker 2: Four eleven. 00:05:37 Speaker 5: There are two paths to bridge this gap. The first is the most sustainable and the fairest path. This is the path of ending the drain on our city and raising taxes on the richest New Yorkers and the most profitable corporations. The onus for resolving this crisis should not be placed on the backs of working at middle class New Yorkers. If we do not fix this structural imbounce and do not heed the calls of New Yorkers to raise taxes on the wealthy, this crisis will not disappear. It will simply return year after year, forcing harder and harsher choices each time. And if we do not go down the first path, the city will be forced down a second, more harmful path. Faced with no other choice, the city would have to exercise the only revenue lever fully within our own control. We would have to raise property taxes. 00:06:28 Speaker 3: So if you're raising property taxes, This is just amazing by the way, he's like, awful decision, or even more awful decision. Welcome to the warmth of collectivists. 00:06:38 Speaker 4: We have no choice other than all of the policies that I have chosen that are terrible. 00:06:42 Speaker 3: And so when he's talking about raising the property taxes, who are these people? Are these like all rich fat cats or are these like normal New Yorkers? 00:06:51 Speaker 6: No, I think people forget that New York is not just Manhattan, it's five boroughs. There's a lot of middle class housing immigrants who became homeowners in like South you know, South Brooklyn and the Bronx and Queens. It's Staten Island and the. 00:07:05 Speaker 7: You know, the the. 00:07:07 Speaker 6: Housing prices keep rising. But the reality is, you know, and it's going to be passed on to the renters as well. So this is not a fix that he's selling it as. And you know, he's trying to manipulate everything and make it seem like, look, if Kathy doesn't do this, look with the establishment demstead, we need even more radical policies. And that's just that's it's a manipulation. 00:07:30 Speaker 4: So it just. 00:07:31 Speaker 3: Feels like this is the same old playbook. It's like It kind of reminds you of you know, if you venture the problem with socialism, eventually you run out of somebody else's money, Margie Thatcher. But it's like you promise utopia, you fail because you know math is math, and then you tax and spend to deliver utopia. You fail again, and then you run out of money to tax and spend, so you scapegoat the last remaining productive people in your society. 00:07:56 Speaker 2: And then when that fails. 00:07:57 Speaker 3: You just seize the means of production and you hold them over a barrel until you get what you want. 00:08:01 Speaker 2: I mean, what as a New Yorker, what is ever? 00:08:05 Speaker 3: Like you said, the smell is off the rose or the off the socialists, the bloom is off the rose. 00:08:10 Speaker 2: But I mean it. 00:08:13 Speaker 3: You know, I don't mean to be a pessimist here, but it's hard to have faith in the good common sense of New Yorkers when they keep, you know, it seems like they want to rush down this socialism path. 00:08:22 Speaker 2: Is it cutting through? I guess? Is my question? Is it really going to have an impact? This feels very negative? 00:08:28 Speaker 7: It is? It is. 00:08:29 Speaker 6: It's scary, It is very scary, and look a lot of common sense New Yorkers did flee during COVID because the conditions were so filthy, the streets were terrible, the crime was rising, and you know, so people said, you know what, screw this, I'm going to go someplace else and pay less money and have better access to better services and so get more bank from my buck. So a lot of reasonable people left. Now there are still like Mandani did not win by that much. You know, there's still a lot of people who did not vote for him and who were freaking out, and people who are prepared, they've got their bags back to go, but not everybody can go. Like someone like me, My mother's here, my cousins are here, my brother's here, my whole family's here. So I don't make a lot of money. What am I going to do? So it really does put pressure on these people who like me, or like working class New Yorkers who can't just like pack a bag and buy a place in Florida. It's just not tenable. And also I work here, so it does feel very negative. I am hoping that common sense will prevail and that Kathy Joko will hold strong and because either way it's it's a bad, bad outcome. But It's funny because you know all these you know, he had this his tenant advisor who has called home ownership white supremacy, and you have all of Weaver Sea Weaver's a gem. Just go through her Twitter account. So you have all these people and you're like, Wow, they're really radical. But what they've done, they're already working. They're already like crafting the machine to be in place for when this stuff falls apart. 00:09:54 Speaker 2: Well, and you you did a great piece. 00:09:55 Speaker 3: By the way, I recommend everybody read it about the Champagne socialist. There's that one guy, the one guy that you find all his old tweets like complaining about American airlines and France air and all this stuff. 00:10:07 Speaker 2: You know the guy, and he's a total rage. Yeah, exactly. 00:10:11 Speaker 3: And by the way, just so we're clear, mom, Donnie, let eighteen people die on the streets of New York just in the cold. Refuse to move out the homeless people. So there's that too. Kirsten, this was so. 00:10:22 Speaker 2: Fun to have you. 00:10:22 Speaker 3: We're gonna have you on a back again soon because this story is not going anywhere. 00:10:26 Speaker 7: Thank you. 00:10:27 Speaker 2: Thank you for joining. 00:10:30 Speaker 3: If you're stressed about getting out of debt, it's go time. Seriously, this is one of those moments where timing actually matters. Done with debt is one of the best I've seen it. Navigating debt relief. Twenty twenty five was a record year. They enrolled over one hundred and two million dollars in debt. For our listeners and others. Here's why I'm telling you about this now, though according to the Federal Reserve's latest survey, many banks have tightened their standards. Right now maybe the best window to negotiate settlements before lenders tightened further. Done with debt tracks credit card and loan company behavior. This is what they know. They're experience and knowing who is negotiating and when and what it takes to get you the biggest reduction possible, and whether you're carrying ten thousand or five hundred thousand dollars in debt, this is probably the best chance you'll get all year. 00:11:17 Speaker 1: Done with debt are legendary negotiators. When you go ahead to head with your credit card and loan companies, they have one goal to drastically reduce or eliminate your debt altogether. Most clients see more money in their pocket month. 00:11:29 Speaker 3: One do not wait for the lenders to tighten up their policies. Here's what you need to do. Schedule a free consultation. There's no pressure and it only takes a few minutes. Share who you owe and they'll tell you if this is the moment, you could see a major reduction in your debt. Imagine waking up without that weight on your shoulders and doing it without taking out another loan or filing for bankruptcy. Done with debt helps you through the debt relief process so you keep more of your paycheck every month. Go to done with debt dot com. Right now, that's done with debt dot com. 00:12:00 Speaker 7: All right. 00:12:00 Speaker 3: So we have a great clip from Charlie on mom donnay, Yes we do. 00:12:04 Speaker 4: We've got it. 00:12:05 Speaker 7: It is. 00:12:06 Speaker 4: It's really laying out exactly what's gonna happen. Let's play four fifty nine. 00:12:09 Speaker 1: Coleman Young was the mayor of Detroit, and his stated goalt well that stated, but his whole idea, it would get revealed later, was that kick ever basically make it so unpleasant. But I hold on to power. I will rule over the ashes. I will be the mayor over a destroyed city. I will be a mayor over Dressden after the bombing, it will be a terrible place to live. But I'm in charge, I'm the mayor, and that's what Mom Donnie will do. He will make it so unpleasant, he will make it so awful of a place to live, and then he'll end up being the king. Some people want to be the king of the ashes, and that is Mom Donnie. 00:12:46 Speaker 4: So still so unbearable, it's so funny. I wish I could have told Charlie about this before I remembered it. Uh, well, you know more before everything that happened, which there was a mayor of Boston about one hundred years ago, also Democrat. And there's literally a study that creates a like a hypothetical effect where it's in the political interest of a ruling elite to make a city worse with the knowledge that your opponents will move out faster and your base will stick around or will move out last, and so you deliberately make a city worse to make sure that you keep control of it. In California, yes, it's what happens in California. It's what happens in so many Democrat jurisdictions. 00:13:27 Speaker 3: You're seeing people flee from Massachusetts, Illinois, New York, California, and they're going to the sun Belt. So it's going to completely alter electoral politics at a national level. But it's really sad. People shouldn't have to leave their homes. We should not live in a country where one state becomes so unbearably, so poorly run that they have to leave their family homes, where they were born, where they were raised, where their grandparents were born and raised. That shouldn't be in America that we allow to happen. This is why we have people like Steve Hilton on the show, because it's still important to fight for California, It's still important to fight for New York. It's still important to call out the Commies. And by the way, Charlie raged against this, and I completely agree. You had George Will go on and say, well, maybe maybe New York needs a tough dose of socialist medicine, and then they're going to correct course. 00:14:10 Speaker 4: No, do you have any idea. 00:14:11 Speaker 3: What Mom Donnie The damage that Mom Donnie and his apparatics can do in a city like New York, The systems that they can set up, the processes, the personnel, the budget shortfalls, the taxes, it's incredibly difficult to roll that back once it's institute. 00:14:26 Speaker 4: Yeah, it's never. It is never the winning play to say, oh, let my opponent win. There's always this cope. I saw it with Obama when he took office. Everyone said, oh, well, Obama will do socialism, he'll do his thing, and he'll fail, and then we'll roll it back. And No, all that happened is you got a lot of Obama's stuff has been around ever since. Why is healthcare super expensive? Well, Obamacare is still here, it's still the law was never fully replaced. Why do we have like I mean, like DEI that all went into overdrive Obama's second term. We're still a root that out. Even if things aren't popular anymore, even if you have a new government in place, their judges are there for a life, election bureaucrats are there. It's so hard to rave. 00:15:09 Speaker 2: Elections have consequences. 00:15:11 Speaker 3: But thankfully we have a great vice president who is in the White House and a great president of course. 00:15:15 Speaker 2: But JD. 00:15:16 Speaker 3: Vance went on with Martha McCollum, did a wide ranging interview. Lots of great clips there, and it's actually gonna set up our next segment with Hud Secretary Scott Turner. But we will get to that clip in just a second. Let's start with this one him praising Marco Ruby. A lot of chatter about their relationship because people keep wondering, is JD gonna run? Is Marco gonna run? Are they gonna run against each other in the primary four sixteen? 00:15:37 Speaker 6: He's my vice president. 00:15:38 Speaker 4: Of course he's going to be at the top of the ticket. 00:15:40 Speaker 8: Well, I think the President is very smartly saying we've got three years to go. Marco is my closest friend the administration. I think he's doing a great job for the American people. But most importantly, we all have to continue doing a good job for the American people, from the president on down, and that's what we're focused on. 00:15:55 Speaker 4: Surely, as vice president, you'd like to be president? 00:16:00 Speaker 8: What I Well, look, I think again, I'm going to try to do as good of a job as I can right now. So one of the things that I that I don't like about this question and this entire perspective is I've been in this job for all of a year. About six months ago or sorry, a year and six months ago. I asked the American people to give me this job. That I have right now. Why don't I do as good of a job as I can at this job or worry about the next job sometime. 00:16:22 Speaker 7: In the future. 00:16:23 Speaker 3: And I you know, listen, I think he did. That's the only possible answer for that. If he was to say, yeah, I do want to be president, that would be like months of headlines President Trump would see him. 00:16:32 Speaker 2: It would cause all kinds. 00:16:33 Speaker 3: I mean, it's the only right answer to given them in that instance. He was also asked about the mid terms, and I thought he had another great answer four thirteen. 00:16:42 Speaker 8: The question we're going to put to the American people is do you want to give the government back over to the people who frankly burned down the House and made most Americans much less wealthy and much less safe, or do you want to double down on the president's leadership which has helped us recover from some the problems caused by Joe Biden, and it has built a lot on top of it because so much of what we've done over the last year are things that they're going to pay long term dividends for the American people. 00:17:09 Speaker 3: I completely agree with this. There's a lot of doomerism, there's a lot of black pilling that says, well, they're not doing enough on all these issues, and so I hope they lose, and I hope we just get a Democrat elected into office and they pay for their sins and we get a real radical in there. Folks, Let Mom Donnie be an example of what we're talking about. 00:17:28 Speaker 4: Let the only Boston mayor to win, and if defeats allow you to win in the future, that's a blessing. I think a lot of us believe this administration has been more successful because of the setback of twenty twenty, but I mean the Biden years were still really bad, and because we. 00:17:44 Speaker 3: Still have millions of still are millions of illegals in this country that are flooding your DMVs and your hospitals and your schools and your roadways that should not be here, that are flooding your jails. 00:17:54 Speaker 4: Frankly, incredibly enough, the best way to win is to win well. 00:17:58 Speaker 2: And by the way, this they're okay. 00:18:00 Speaker 3: And I wonder if JD's answer would have been different on the midterms after the Fabrizio because I think this happened before the Fabrizio slides. Maybe he'd already seen them. But it's so true. They're you know, the economic numbers are increasing, the GDP numbers are increasing. I mean, the foreign direct investment is increasing. We're getting people out of the country. It's sometimes messy, it's sometimes not a direct line, but it's there's so much good happening. Can you imagine Kamala Harris in office right now, the DEI hellscape we've been living, we'd be living through the judges that would get appointed. There is no substitute for success. And by the way, jd Vance talked about one of Charlie's most critical issues for Charlie, and that was housing affordability for gen Z. 00:18:45 Speaker 4: The online world moves fast, and it's moving even faster these days. That's why TikTok approaches teen safety with families in mind from the start, because discovery and creativity are both wonderful things, but it's important to make sure that safety comes first as well. On TikTok, teenagers have over fifty built in protections right from when they join accounts routines all start private by default, they're not open to the entire world, and for those under sixteen, direct messages are turned off. Only their friends can comment on their videos and that kind of approach matters because feeling confident and comfortable about these platforms your teenagers are on shouldn't mean digging through a bunch of menus and trying to set everything up yourself and worrying that you got it wrong. TikTok is taking a proactive approach. Their protections are built in from the moment those teenagers join, so that safety and peace of mind for parents is there right from the start. All of this is to say when safety comes first, discovery and creativity can follow without fear. Learn more by going to TikTok dot com slash guardians guide. That's TikTok dot com slash guardians guide. 00:19:55 Speaker 1: We get more young people under the age of thirty five to have equity. 00:19:59 Speaker 5: In the system. 00:20:00 Speaker 1: Not the democrat version of equity where they want to have redistribution, but actually are they paying a mortgage? Do they own stuff? Or are they permanent renters? A permanent renting class in this country is the correquisite. Is the leading ingredient for radical politics that nobody wants to see. We need to reinvigorate the ownership economy, and then all of a sudden, when you own stuff, you're less likely to burn down a Wendy's and vote for candidates like zel Ron Mamdani. 00:20:26 Speaker 3: Well said, from Charlie, there little throwback. And anyways, JD. Vance gave a absolute amazing interview on Martha McCallum yesterday, and we played some of those clips and we've got a clip that I think really really sets up the secretary very well. Here and this is Vice President Vance and we'll welcome the secretary on four to fourteen. 00:20:46 Speaker 8: We're going to make it easier to build and create homes. We're going to make it easier for Americans rather than Wall Street to buy those homes. 00:20:53 Speaker 2: But we also need to get interest rates lower. That's a critical part of the President's. 00:20:57 Speaker 3: All right, welcome to the show, Secretary Turner of how in Urban Development, Welcome back, sirh good to see you. 00:21:02 Speaker 7: Hey, great to see you guys. Thanks for having me. 00:21:05 Speaker 3: Absolutely what did you make of the fact that you saw about those clips together? So Charlie talking about we need young people to own a stake in this economy. 00:21:13 Speaker 2: They need to own homes. You do not want a nation of renters. 00:21:15 Speaker 3: And then to see the Vice President of the United States messaging directly on that issue. 00:21:21 Speaker 9: Well, absolutely you know, we all love Charlie and so thankful him and his legacy. You know, he was spot on and talking about young people want to own a home. You heard the Vice President yesterday talking about what the Trump administration has done thus far to help first time home buyers, to help Americans achieve the American dream and owning the home. You know, so many things have happened so far. You know, just in January of twenty twenty six, over five million Americans were able to refinance their home, making them monthly payments go down. The sales of single family homes have gone up, Mortgage affordability has gone up, the amount of money that you need to afford your home has gone down, which is at a five month high. And so if you look at President Trump, he's making and taking bold actions to help American people to be able to afford. 00:22:12 Speaker 7: And buy a home. 00:22:13 Speaker 9: You saw with banning institutional large institutional investors from buying single family homes. These homes are for the American people and not for corporations. I know at HUD you know, last year we helped one million people in America be able to afford a home, including five hundred thousand first time home buyers. We also made it so that FAHA bank mortgages no longer will go to illegal aliens coming in our country. And so under Presidents Trump's leadership, American people are a priority and the only priority, and home affordability is at the top of mind. 00:22:47 Speaker 3: Yeah, and it's interesting this, you know, and I've seen it debated, Miss Secretary about you know, the impact of illegal immigration on the housing supply and the affordability of homes. 00:22:58 Speaker 2: Right. 00:22:59 Speaker 3: So, to what extent does undocumented immigration contribute to the strains on the housing supply. 00:23:06 Speaker 7: Well, that's a great question. You think about. 00:23:08 Speaker 9: During the Biden administration, you know, the immigration policies were extremely weak, and so you have tens of millions of illegal immigrants coming across our border. 00:23:18 Speaker 7: This put a. 00:23:19 Speaker 9: Strain on housing. Apply it caused housing costs to go up. And I have some interesting stats for you. About fifty nine percent of illegal alien families used one or more welfare programs here in America, costing US about forty two billion dollars a year. And if you look at some of the blue states around our country, nearly one hundred percent of the increase in rental demand in New York and California is because of illegal immigration. But since we have President Trump and this administration and Secretary of Nomen others, since our border is secured. Now you look at rent prices have gone down in the last five for six months because our border is secure, and so the impact of illegals coming across our border, unchecked, unvetted, not only strains our houses supplied, not only takes it up, but these are houses and spaces that should. 00:24:12 Speaker 7: Be used by the American people. 00:24:14 Speaker 9: And so under President Trump's leadership, you see these numbers coming down. You see affordability going up, you see how the supply going up, and it is because we have secured our border. 00:24:25 Speaker 4: Yeah, I'm looking at the map in Phoenix area. I know housing prices are actually going down. They've gone down about two percent here. And I just I mentally link that with a tent. I would always see outside the home depot that was selling tortoise sandwiches that only spoke Spanish and that disappeared as soon as ICE operations thought and or began. And I suspect that there's a link between those two things. You know, Charlie had a tweet that he said he said in this administration we need to deport twenty million illegals and build ten million homes, and that's a good platform to have. But I think he also understood there is a direct link between those two things. 00:25:01 Speaker 3: Well, absolutely, it's you know, it's a pure supply and demand issue. I think the liberal economists they don't want to admit this. But when you flood the nation with millions of people, and we're building what like a million new homes a year, and you flood it with you know, ten, fifteen, twenty number million people, whatever that number is, of course you're going to see prices go up. And it's not like all these people are living in destitute life. Some of them have actually pretty good incomes and they can afford a pretty decent home. Look at this graph here, mister Secretary, for forty eight, this is the average income needed to buy a home versus the medium income in the country. This is four forty eight, and you see this giant leap starting right around when Joe Biden entered office in twenty twenty, and you see that yellow line shoot up. Now, the average income needed to buy a home is almost one hundred and ten thousand dollars a year, and the median income is only eighty three thousand dollars a year. That gap is the politics of of our moment. And so how does that intersect with what you're doing at HUD. What levers can you pull? I mean, I love that you've taken illegal immigrants off the eligibility for certain loans and housing subsidies. What other things can we do at HUD or what are you working on right now to address that gap? 00:26:24 Speaker 9: Well, thank you, sorry to interrupt you, thank you for that, and thank you for showing that graft and that chart. 00:26:30 Speaker 7: I think that all of. 00:26:31 Speaker 9: The policies that we've talked about under President Trump and the Vice President alluded to this yesterday. When you bring down cost and you raise supply, more people in America can afford a home. There was a stat that I read the other day that the income of Americans is increasing. And because that income is increasing and housing affordability, little by little, tick by tick, really is coming down, you'll see that gap on your chart, you know, even be tighter. And so I know, from a HUDGE standpoint, where our FAHA and our genmy MAY programs helping first time home buyers, where generally you have to have less of a down payment. Like I said, last year, we helped over a million people, five hundred thousand first time home buyers. 00:27:21 Speaker 7: And if you look at these things all working in concert. 00:27:24 Speaker 9: Together, that gap will close as incomes go up, as affordability and costs go down. 00:27:31 Speaker 7: You know, the American people. 00:27:32 Speaker 9: And I think because of the one big beautiful billing, I'm kind of gonna, you know, go side here, the one big beautiful. 00:27:38 Speaker 7: Bill and the policies inside. 00:27:39 Speaker 9: I think this year in twenty twenty six, you hear Secretary best and talking about a lot the American people will benefit from this policy and more money will be in the pockets of American people across our country as it pertains a housing affordability, energy taxes, and things of this nature. So I am very encouraged that this year, not just for housing affordability, but across the board from an economic standpoint, that the American people will benefit and thrive this year. 00:28:09 Speaker 2: Coming you have a CHILDI clip. 00:28:11 Speaker 4: Hey, well, we have another clip that they're telling us is really great. This is specifically about the sun Belt, which we were just talking about. Let's do four thirty seven. 00:28:17 Speaker 1: If the average age of a home buyer is thirty eight years old. That's probably only only going to go up. And so how do we fix it. Well, again, we need more supply of homes. We need less people that are buying them. So to port twenty million people build ten million homes. We need to fix all the regulation around the homes. We also need to use more automation and more robotics and how we actually build the homes, which will bring down the price of homes. But also we need to cut rates. Now, cutting rates is not everything. Cutting rates is not the entire picture. Cutting rates is not the whole thing because the price is still high. But it will unlock more capital for people that are right on the edge of purchasing a home. 00:28:58 Speaker 2: Pretty spot on. 00:28:58 Speaker 4: Yeah, I mean that sounds like it's basically the president's places secretary attorney. 00:29:03 Speaker 2: You're not the Fed chair. 00:29:04 Speaker 3: We got Wash coming in in I believe May, and I think the market is basically anticipating a rate cut in May. We'll see how deep it is and if that materializes. But this idea that we've got to get first time home buyers and bring that medium age down. I saw a stat actually that real incomes have gone up about twelve hundred dollars under the Trump administration, but people don't feel it yet. And by the way, your tax return is going to be eleven percent higher than it was the year before on average. So you've got all of these indicators that people are going to have more money in their pocket, they're gonna be able to afford more, but they're still living, they're still digging out of four years of Biden inflation, and it just you know, I don't I think sometimes the market doesn't feel it yet, the voters don't feel it yet. But it sounds like what you're seeing, what you're seeing at HUD. The indications are positive moving. 00:29:53 Speaker 9: Forward, absolutely, and thank you for bringing that forward and to our attention, you know, and thank you for you know, sharing the good news. You know, people in America during the Biden administration, you know, suffered greatly as it pertains to economically, interest rates were high, mortgage rates were high, inflation was high. And so President trumpet this administration really inherited a fiscal mess, if you will, but just in a short period of time over this last year. With the One Big Beautiful Bill, which is the largest working family tax cut in American history, the policies therein will be a big benefit to Americans throughout this count of the year of twenty twenty six as you see home supply going up and costs going down. You know, for the median age of a home buyer to be forty, that is way too high. 00:30:47 Speaker 7: Owning the home in America. 00:30:48 Speaker 9: Really is the greatest step to creating wealth and generational wealth for a family. 00:30:54 Speaker 7: And so that is a top priority. 00:30:56 Speaker 9: And so getting people in our country who are not supposed to be here, getting them out of our country, increasing the supply, bringing the price down. Andrew and Blake, I mean, this is a great for formula for American prosperity, and I believe that we're on track to do it day by day and step by step. 00:31:14 Speaker 7: I mean, we've done a lot of things. 00:31:15 Speaker 9: There's a lot to do, but I'm encouraged, and I would encourage your viewers and others to continue to be faithful, continue to work hard, continue to pay attention of what's going on in our economy, the good things that are happening. 00:31:28 Speaker 7: And know that were great anticipation. There's more to come. 00:31:31 Speaker 3: I have to ask you, secretary, did you watch the halftime show? You are a former professional football player defensive back. You played for the Washington Redskins, the Chargers, the Denver Broncos. You are stand out at the University of Illinois. Did you did you tune in? 00:31:46 Speaker 2: I just have to ask. 00:31:48 Speaker 3: I did not, Ah, No, not to ours to ours. Yeah, we had the All American half. But it's okay. 00:31:57 Speaker 9: Well listen when you said the halftime. So the first thing I thought about was the Super Bowl halftime. So I did get to see many of the highlights from your halftime show, and I'm so grateful for you all that you made the investment in time and talent and resources and energy. 00:32:16 Speaker 7: I was on the plane. 00:32:17 Speaker 2: Good pivot, good pivot. 00:32:20 Speaker 7: Yeah I did. I watched it. I was on the plane, but I saw great highlights. 00:32:25 Speaker 3: So thank you, God, bless you, God, bless you. Secretary of Turner. Keep up the great brother. Okay, thank you, Hi folks. Andrew Colvett here, I'd like to tell you about my friends over at why REFI. You've probably been hearing me talk about y REFI for some time now. We are all in with these guys. If you or someone you know is struggling with private student loan debt, take my advice and give them a call. 00:32:49 Speaker 2: Maybe you're behind on. 00:32:50 Speaker 3: Your payments, maybe you're even in default. You don't have to live in this nightmare anymore. Why ref I will provide you a custom payment based on your ability to pay. They tailor each loan individually. They can save you thousands of dollars and you can get your life back. We go to campuses all over America and we see student after student who's drowning in private student loan debt. Many of them don't even know how much they owe. Y Refi can help. Just go to y refi dot com. That's the letter why then refi dot com And remember y Refi doesn't care what your credit score is. Just go to yrefi dot com and tell them your friend Andrews sent you. Secretary Turner is a great guy, uh actually one of the most godly, kind, good natured men in the administration. 00:33:39 Speaker 2: So I just wanted to give him a shout out. 00:33:43 Speaker 3: Because he's They're just I just feel like there is this paull of negativity, and then you talk to somebody like Secretary Turner and you're like, you're a fantastic person, and you're really based, you're really conservative, you're getting illegals out of the programs. You're getting rid of all this DEI stuff and you know, are we even get like they are people aware. So I love having him on, but that's a bit of a side I want to, Uh, we just have to take a moment to reflect on the Olympics, Blake. We are not winning the medal count unfortunately. 00:34:18 Speaker 4: For Olympic medal count in Agent it's so it's all kind of rare. It's like you have you ever seen how China max is it's metal count in the Summer Olympics. They just they it's such a like a like the stereotype of like Asian studying for an exam or something, and where they figured out, like what are the sports that have tons of medals and not a ton of people do them. It's like they went really hard at diving because there's a ton of diving medals and it's not a big sport that you know, gazillions of people do, and similar for other events, and so for the Winter Olympics, that's basically what cross country skiing is. I think there's twelve different events in cross country. 00:34:57 Speaker 2: The ones where you're you're cross country skiing and then you shoot things. 00:35:00 Speaker 4: Biathlon has a ton So yeah, there's a million biathlon events and a million cross country events, and so the Norwegian has got to dominate it because they all ski to school every winter and whatever. 00:35:10 Speaker 3: Well, listen, we brought her up before, Amber Glenn. She's an American figure skater. Remind you of the insanity here of what she said for twenty one. 00:35:23 Speaker 10: It's been a hard time for the community overall under this administration. It isn't the first time that we've had to come together as a community and try and fight for our human rights, and now especially it's not just affecting the queer community, but many other communities. 00:35:43 Speaker 7: I hope I can. 00:35:44 Speaker 10: Use my platform and my voice throughout these games to try and encourage people to stay strong in these hard times. I know that a lot of people say, you're just an athlete, like stick to your job, shut up politics. But politics affect us all. It is something that I will not just be quiet about because it is something that affects us in our everyday lives. 00:36:12 Speaker 3: Okay, none of that made any sense because President Trump is not coming for the queer community, and it was dumb. She's also been kind of just terrible in general. During the media circuit that goes on at the Olympics four forty two, American Olympic medalist Amber Glenn fires direct message at critics. They hate to see two woke bi you know the B word winning. Well, that's really nice of you, Amber Glenn. There you go, see two woke. So she admits she's woke. That's great. Well, so she was I think anticipated to get a medal. Unfortunately, I listen, I always root for America even when they're awful, like this person, Amber Glenn. But unfortunately for her it didn't go that well and she fell during her routine. She is now I think going into the second round, she's thirteenth, and. 00:37:08 Speaker 4: I think she's just no metal. 00:37:09 Speaker 3: Well, yeah, she's basically out of the metal running Now. She's ranked number thirteen in the Yeah. See, there you go, number thirteen right there. But there is an American that is primed for potential medal. She's number three. As far as I know, she hasn't been spouting off at the media and drawing negative attention to herself in Milan, So there, there you go. What is her Name's Alyssa lou And she just seems to be very happy and excited about that. Isabeau Leveto is ranked eighth in the competition. These are the standings currently, and so I think there's one more round to She did not fall, She just messed up one of her jumps, but then she cried, and that's all the headlines that I've seen. So she lost a bunch of points because she messed up one of her jumps, which is you know, you know all about figure skating, but I'm just gonna say it. 00:37:58 Speaker 2: It couldn't have happened to a nicer person. 00:38:03 Speaker 4: I'm reading from experts who actually follow figure skating outside of the Olympics, and because it was a clarification, she didn't fall, but apparently it was worse than falling, like she just failed to even complete some part of her program and it literally would have been better to do it and then just face plant right on the ice. 00:38:23 Speaker 2: Really, yes, than what she did. Yeah, so she screwed up it. 00:38:26 Speaker 4: But I don't watch figure skating. 00:38:28 Speaker 7: All right. 00:38:29 Speaker 3: We have to do the metal count because this is the only thing I actually care about for eighty six is the metal count Norway with fifteen golds, eight silvers, ten bronze and thirty three total medals Italy, which you think, like Italy has like one point two children. 00:38:44 Speaker 4: You know, they are the host, so they get a free entrant in every event. 00:38:48 Speaker 3: Yeah, but it's I mean they I think they historically do well in the medal count. 00:38:51 Speaker 4: Yeah, well they have the Alps all the out anywhere and then touches. The Alps does pretty decently. 00:38:55 Speaker 3: Does pretty well in these but it's just like they have like no people and yet here they are. They have nine gold for silver, twelve bronze. And then finally the United States in third position with only seven golds eleven silvers. 00:39:07 Speaker 2: I mean, we're really crushing over. 00:39:09 Speaker 3: We're like, we're like the the kings of runner up. 00:39:13 Speaker 2: Eleven silvers. 00:39:14 Speaker 4: We loved that silver we had. We had the sponsors on the other day, and they drop their giant brick of silver. 00:39:19 Speaker 7: Yeah. 00:39:19 Speaker 3: Well, unfortunately, and then and then it's France, Sweden and the Netherlands, and you know, unfortunately for Sweden they still don't have a lot of black slalom racers. Apparently that was a criticism made by the AP about the Swedish Olympic team. 00:39:34 Speaker 4: Let's put it up. Let's put up four to thirty three. This is amber Glenn again, and it's gonna be difficult. Obviously you can't see if you're on podcast, but if you're watching us now, you'll be able to see. She's crying there after what happened. And if you zoom in on that top image, I don't know if they can, but it's circled. She is wearing a trans kind of fry Pride flag a heart pin, so she'll have that form of that was her. 00:40:01 Speaker 3: Waiting for the score to come in. So she's sitting there crying knowing that she messed up her joke. 00:40:05 Speaker 4: Oh these do they do it so much, they know exactly how it is, whether they've nailed it. 00:40:08 Speaker 2: Oh yeah, she knew. She knew, you know. 00:40:11 Speaker 3: But listen, all due respect, you're you're an Olympic athlete, You've put the time in. I can only hate you so much, hate on you so much, but you are very hateable, Amberglen, and I regret that your media appearances have been so abysmal and awful and disgraceful to the country, But you're still an American and I would still have rooted for you and been like, well, at least she can back up her big talk. That's what I would have been. All right, one last piece of breaking news here before we leave you for the rest of the show. It looks like we mentioned the potential war in Iran breaking news just in Israeli emergency services and the Home Front Command have been instructed to prepare for war as officials assess imminent and that is a quote imminent US strike on Iran, and that is according to Ynet News. 00:41:00 Speaker 4: Service, imminent. 00:41:02 Speaker 2: Imminent is a is a scary word. 00:41:04 Speaker 4: So we've been here before. We'll see, we will see what happens. Yeah, and what happens I imaginably. 00:41:11 Speaker 3: I did check with some sources in the break and it does appear that, you know, historically, yes, you could conclude that a kinetic strike would be imminent, but there does not look to be enough resources for a ground invasion or holding land or something like that. So we're gonna have to wait and see and see what happens. We'll have more on that tomorrow. 00:41:30 Speaker 2: We'll see that. For more on many of these stories and news you can trust, go to Charliekirk dot com